I can’t make the link between a time reference and the law of kamma. What I mean is that I absolutely agree that the destruction of anything in the universe is progressive, not from one moment to the other. But I can’t see why this will be a refutation to the possibility of any mind flow to continue its tendencies in another planet, another cluster, or whatever place is available at the moment of birth.
The entire universe is the field that contains nama and rupa, and as such nama can and will appear anywhere. Accumulated tendencies act like a strong magnet that will push the mind towards the corresponding/compatible realm of existence. The only exception is when this realm is not available. Only then the complexity of the law of kamma will push the being to another realm, lower or higher.
If we follow this logically and not purely and solely based on a 2300 years text (that we are not 100% sure if is authentic and not modified) + the fact that there are as many translations as traditions, the only moment in which a being will be “forcibly” reborn in a higher realm is in the contraction of the entire universe, that is when there is No More Realms in which rupa is stabilized enough to take form.