Yes, Vilas. You got it!
What you described is the essence of what happens.
Rupa are created in our minds, of course in minute amounts that we cannot even see. In fact, they are emitted in rays, and that is what some people call “aura”.
Some key facts that we will discuss in detail in the future:
1.Gati get into rupa (via bhuta and maha bhuta stages) via varna, gandha, rasa, oja as well as the four satara maha bhuta (patavi, apo, tejo, vayo) in the suddhashtaka. Remember that suddhashataka means “made of eight”.
2.The energy is embedded via bramana (rotation) and paribramana (spin or rotation around its own axis). A suddhadshtaka created by the mind lasts one-quarter of a maha kappa (age of the Solar system). The Solar system is destroyed when that energy runs out.
3. Each star system dies that way. Each individual start systems (like our Solar system) is destroyed after around 5-10 billion years, and that is a called a “supernova” event.
4. While a normal human generates only insignificant of matter (suddhashtaka), one in jhana samapatti (where javana citta run continuously) one can generate significant amount of matter. This is how yogis with abhinna powers can create material things or convert one thing to another. But that requires a lot of practice.
5. Energy embedded in spin and rotational modes can be seen everywhere: in electron orbital in atoms. Atomic orbitals in molecules. Solar system with its planets undergoing both spin and rotation. Whole galaxies undergoing rotation, etc.
Anyway, that is just a brief summary. And now you can see why most physicists are wrong in saying that consciousness arises via quantum processes in the brain (from inert matter in the brain). It is the other way around: All matter is created via citta (specifically via javana citta). But a full explanation needs lot more details. This new section just lays the foundation.